No Credit Needed to Purchase Tires and Wheels: Understanding the Progressive Lease-to-Own Purchase Program

When you own a car, you want to make it look great. For this, you make many modifications in it including its wheels & rims. But sometimes, you can’t afford such a high price of wheels to pay in full for those modifications. In that case, in-store credit schemes, loans, etc., can help you. 

Further, when you use the traditional financing method, you have a risk of lending or non-approval due to the different criteria of the credit score. 

But nowadays, many other quick and easy finance options can help you get quick financing and fulfill your modification wishes. As you can now finance your wishlist with a lease-to-own purchase program. 

In this blog, we will discuss a lease-to-own purchase program that works with “no-credit-needed” facilities. This will help you to purchase your tires & wheels easily. 

What is a Lease-to-Own Program?

A lease-to-own option is not a loan or other form of credit. A finance company specializing in lease-to-own transactions buys the item and then leases it back to your client. 

When the product is delivered, the business pays you, and the customer makes affordable payments over time until the lease’s requirements are fulfilled, with no credit needed.

What is the procedure of a lease-to-own program?

When you want to apply for this lease-to-own program, the first step is to complete a lease application online. This process typically takes 5–10 minutes. After that, when you receive an approval mail or call, you can call a Hubcap, Tire & Wheel’s representative at 800-232-0734 or visit stores to purchase your lease.

How do you get started with a lease-to-own purchase option today?

To apply, you need to be 18 years or above. You should also have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

Once you get the approval, it is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your authorization expires, and you can reapply with Progressive Leasing.

Moreover, there is no charge for an application or its processing. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease.

Some common misconceptions about lease-to-own programs

  • We have to maintain a good credit score to get approved.

Having a high credit score is necessary to get authorized for purchase alternatives, which can be a pretty intimidating factor to consider when considering a lease purchase option. Nobody wants to experience the disappointment of having an application denied.

But now there are many programs for customers which do not require any type of credit. The Progressive Lease-to-Own program options that Hubcap Tire & Wheel offer do not require credit.

No credit needed implies that you don’t need a perfect credit score. Don’t worry if your credit score differs from where you’d like it to be. You may still be able to get financing or lease-to own plans for your ideal tires and wheels.

  • We have to pay a full deposit.

The requirement for a deposit is the second misconception that discourages many people from exploring lease purchase options. While some lease-to-own programs demand approval of a deposit, most still need to do so.

Do not let deposit worries or credit scores stop you from seeking the best tires you need. With the available purchase programs, you can get your tires & wheels and pay with a “no credit needed” facility.

  • We have to pay for my product without getting it.

Many individuals worry that with lease purchase alternatives, they will have to pay for the wheels before they ever have them. After covid, delivery time frames, and payments will be a real worry due to erratic shipping schedules and product availability.

Many tire retailers’ lease purchase options start processing once the product is with you. This means you will only pay a dime once you begin using your set of tires and wheels. 

Most lease-to-own arrangements only require payment once the product is in your home. or picked up by you, so you can relax after making your purchase. 


Now you know about the lease-to-own program, its procedure, and how it works. So, what are you waiting for? Get yourself registered and approved with this program and grab your favorite pair of wheels or rims to make your car look eye-catching. 

Hubcap Tire & Wheel is here to help you with this program with “no credit-needed.” We have been working in this industry for the last 35 years. To learn more about this program and make a purchase through it, visit our official website.

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